Enhanced Reconciliation Services - Cogent Bank
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Routing Number

Our Bank Routing and Transit Number is: 063114661

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Enhanced Reconciliation Services

Escrow Account Reconciliation

A 3-Way reconciliation primarily for real estate closing attorneys and title insurance companies and agents. The service maintains the accounts and ensures compliance with underwriters’ and various other regulatory agency guidelines.

Sub-Accounting

We understand the demands and responsibilities associated with managing funds on behalf of others. Our Account Consolidation and Sub-Accounting Reporting helps you to eliminate the necessity of multiple bank accounts and the effort to manage them.

  • Allows individual bank account transactions to be grouped and totaled by virtual sub-account you define
  • Interest earnings can be allocated to each Virtual or ZBA sub-account
  • Fees can be allocated to each Virtual or ZBA sub-account
  • 1099 INT reporting is available
  • On-line inquiry, maintenance and reporting is available

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